Growing your business is hard. Getting a business loan shouldn't be.
When it comes to funding your business, you have options. At Bundlefi, we make the process easy. Simply answer a few questions and we will match you with several lenders based on your business needs.
Get Pre-Qualified in Less Than a Minute, Get Funded In Days!
- No Credit or Bad Credit - All Credit Types Accepted
- Previous Bankruptcies OK - Not A Disqualifying Event
- Bank or Tax Liens - We Can Help
- In Business Less Than 2 Years - No Problem
Lenders in Our Network:
- Understand The Challenges Facing Business Funding
- Provide Fast Approvals and Funding
- Don’t Require Collateral
- Require Minimal Documentation
What are the benefits of business loans and merchant cash advances?
- Multiple loan options. Several types of business loans are available, including SBA loans and term loans with balloon payment options.
- Competitive interest rates. Depending on the lender and size of your loan, interest rates can be low and competitive
- Flexible payment options. A wide range of loan terms may result in more flexible repayment options.
Merchant Cash Advances
- No collateral required. Lenders use your business’s receipts history to assess your financial viability.
- Easy application process. Fewer documents are typically required to apply. Lenders are primarily interested in bank statements and business tax returns.
- Fast access to capital. Funding is often available within days after submitting your application.
What are the drawbacks of business loans and merchant cash advances?
- Lengthy application process. The required documentation for a bank business loan is extensive, and your application could take several weeks to process.
- Collateral required. Secured business loans require you to identify assets to back the loan against default, such as business inventory or real estate.
- Good to excellent credit required. To qualify for the best rates, you’ll typically need a personal credit score of 720 or higher.
Merchant Cash Advances
- Expensive rates. Factor rates — the interest you agree to pay on the advance — can be quite expensive.
- Unregulated lenders. Merchant cash advances aren’t loans, which means they’re not regulated by the lending laws that govern business loans.